Mortgage Blog

Connecting The Dots
Paying off your mortgage early - The Pros and Cons

Paying off your mortgage early - The Pros and Cons

April 10, 2024 | Posted by: Barbara Chong

Certainly! Paying off your mortgage early is a significant financial decision that many Canadians grapple with. It can be an appealing goal, offering both financial freedom and peace of mind. That sai ... [read more]

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10, 2024 | Posted by: Barbara Chong

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. The Bank ... [read more]

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

March 27, 2024 | Posted by: Barbara Chong

Navigating the world of mortgages can sometimes feel like trying to predict the weather in Canada: just when you think you've got it figured out, things change. But unlike the weather, understanding ... [read more]

Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score

Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score

March 20, 2024 | Posted by: Barbara Chong

Hello, homebuyers and financial enthusiasts! Today, we're diving into a topic that's as crucial as it is misunderstood: your credit score. Think of your credit score like a key. The higher it is, the ... [read more]

Time to spring forward with your mortgage goals!

Time to spring forward with your mortgage goals!

March 8, 2024 | Posted by: Barbara Chong

As the days grow longer, we warmly welcome the arrival of spring – a season of renewal and growth. Just as we set our clocks forward for daylight saving time, it's a perfect moment to take proactive ... [read more]

Bank of Canada maintains policy rate, continues quantitative tightening

Bank of Canada maintains policy rate, continues quantitative tightening

March 6, 2024 | Posted by: Barbara Chong

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Global e ... [read more]

Decorating Your New Home on a Budget

Decorating Your New Home on a Budget

February 28, 2024 | Posted by: Barbara Chong

If you're considering purchasing a new home, you may encounter an unexpected problem. Your old decor doesn't suit your new space. This mismatch between old and new is especially likely when downsi ... [read more]

Managing Your Mortgage Renewal in a High-Rate Environment

Managing Your Mortgage Renewal in a High-Rate Environment

February 10, 2024 | Posted by: Barbara Chong

Hello homeowners. With interest rates higher than they have been in many years, many of you might be anxious about your upcoming mortgage renewal. It's completely understandable, and you're not alon ... [read more]

RRSP contributions, home equity, and mortgage strategies to build wealth

RRSP contributions, home equity, and mortgage strategies to build wealth

February 9, 2024 | Posted by: Barbara Chong

As we find ourselves in the midst of RRSP season, it's an opportune time for homeowners like you to evaluate how your property can be a pivotal asset in boosting your financial growth. The deadline fo ... [read more]

Bank of Canada maintains policy rate, continues quantitative tightening

Bank of Canada maintains policy rate, continues quantitative tightening

January 24, 2024 | Posted by: Barbara Chong

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5.25% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Global e ... [read more]

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Barbara Chong
Barbara Chong, HBA, CPA, CA, CFP
Toronto, Mortgage Broker
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