Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Barbara Chong
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ... [read more]
March 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Barbara Chong
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ... [read more]
Affordability challenges spread across Canadian cities
March 9, 2026 | Posted by: Barbara Chong
A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ... [read more]
Spring 2026 Home Buying Canada, Listings vs Affordability
February 24, 2026 | Posted by: Barbara Chong
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ... [read more]
Canada's Rental Market Overview for 2025 and going into 2026
February 10, 2026 | Posted by: Barbara Chong
Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ... [read more]
Jan 28-2026-Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Barbara Chong
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ... [read more]
Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
January 25, 2026 | Posted by: Barbara Chong
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ... [read more]
Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: Barbara Chong
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ... [read more]
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Barbara Chong
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ... [read more]
Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Barbara Chong
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ... [read more]
