April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Barbara Chong
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ... [read more]
5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Barbara Chong
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ... [read more]
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Barbara Chong
If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ... [read more]
Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Barbara Chong
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ... [read more]
March 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Barbara Chong
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ... [read more]
Affordability challenges spread across Canadian cities
March 9, 2026 | Posted by: Barbara Chong
A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ... [read more]
Spring 2026 Home Buying Canada, Listings vs Affordability
February 24, 2026 | Posted by: Barbara Chong
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ... [read more]
Canada's Rental Market Overview for 2025 and going into 2026
February 10, 2026 | Posted by: Barbara Chong
Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ... [read more]
Jan 28-2026-Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Barbara Chong
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ... [read more]
Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
January 25, 2026 | Posted by: Barbara Chong
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ... [read more]
